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Life is full of surprises. Medical emergencies, theft, or family issues can crop up suddenly, leaving you in a tough financial position. For some, going to the bank for an urgent loan isn’t an option, so what’s the alternative?
Thankfully, at Safebook, we can offer you a simple, secure financial solution. Our convenient mobile-ready payday loan service can get you the cash you need, now. It’s easy to apply for our online loans, and you’ll get a response within a day or two. Please read the ‘Learn More’ page for a step-by-step guide to applying.


We have a few criteria that our applications need to fulfil before we can approve a loan.

1) The applicant needs to be at least 18 years old

2) The applicant needs to prove they have an income

3) The applicant needs to have Bank account for direct deposit

Like many financial lenders, we require the applicant to be over the age of 18. This is a standard requirement across the industry. Also, we need to know that you can repay the loan, either through employment or another source of income. Not all successful applicants work full time; we sometimes lend to those out of employment, or those receiving benefits. Finally, in order for us to give you your cash, you need to have a bank account. This is where we’ll deposit the funds after your application has been approved.
If you’d like to apply for a loan, please click the link below to go to the application page. You can also ring on our toll-free number to talk to one of our advisers. If you’re unsure about whether you are eligible, please contact us and we’d be happy to advise you further.

Why get an advance?

We’ve all been in those situations when we need to get some cash, quickly. It could be a time-sensitive deadline, or a medical emergency to deal with. Even if you have savings, sometimes they don’t cover all the necessary expenses. And with your next pay-cheque still a few weeks away, sometimes it’s hard to imagine where the money is going to come from. That’s where an online cash advance can help you out. By offering you a fast, secure lending service, we can get you the cash you urgently need. More and more people are reliasing they can benefit from a cash advance, which can bridge the gap until your regular income arrives. Usually, you will pay the loan back on your next payday. This depends on when your next payday falls, and how frequently you get paid. We’re sure we can agree an arrangement that
suits you.

How to apply

Applying for a cash advance loan couldn’t be simpler. All you have to do is click the link below to go to the application page. You can also call us to talk to an advisor to discuss your needs. Once you’ve told us how much money you’re looking to borrow, we’ll asses your ability to pay back the loan. This will help us determine the level of interest and the repayment schedule that suits your situation. Our team of advisors will process your application and give you an answer, usually very quickly. From the moment you apply, to when you get the cash in your bank account, the process could take as short a time as 24 hours. The average time for each application to be completed and approved is a few days. Cash advances can help By getting cash into your hand quickly, we can help with life’s unexpected emergencies. If you’re having trouble meeting a financial obligation or when something comes up that you
simply have to pay for, an online cash advance could be your answer. We can give you a quick response, which will allow you to take control of your situation and get back on a level playing field.

  • Renewals

    If you already have recently finished paying off a payday loan, you might have to wait a short time before applying for a renewal. It takes us 5-6 days to confirm that you have repaid your loan to the terms of the agreement. In this time period, your account will be locked, and you won’t be able to log in.

  • Payments

    To pay back your loan, you will need to send us a payment request. We will need to receive this before 5pm EST one business day before the loan due date.

  • Increasing your loan

    If you have a loan, and want to increase the amount you’ve borrowed, you’ll need to get in touch with us. By increasing your loan, rather than applying for a new one, you can save time and paperwork.