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How long does the application process take?

That depends on how quickly you complete the paperwork, and if we can approve your loan without further checks. You can usually get a decision very quickly – within minutes – with the cash taking a day or two to come through.

Will we have to meet in person?

No. Our loans are approved online and over the phone.

How will you transfer the money to me?

If approved, we’ll transfer the money into your bank account within a few days.

When do I pay the money back?

We’ll agree a payment plan with you when we approve the loan. Normally, it’s your next payday, but it varies according to how frequently you get paid. Cash advances

Does it matter what the loan is for?

No. As long as you pass the other eligibility requirements, we don’t ask you.

I already have a loan. Can I apply for another?

Unfortunately, we only allow one loan per applicant. You need to have fully paid off one loan in order to apply for another.

Can I get the loan paid in paper cash?

No, we don’t do cash-in-hand loans. You’ll need to have a bank account for us to transfer the funds into.

Is there a set amount I can borrow?

No. You can choose the amount you’d like to borrow.

Do I have to own the car to apply for an auto title loan?

Yes, you need to own the car outright. Unfortunately, if you’re still paying off finance on the car you’re not eligible for a title loan.

Does it matter if the car isn’t brand new?

Not at all, although the size of the loan we can offer depends on the car’s value.

Will you check my credit history for a title loan?

No, you won’t be credit checked for an auto title loan.

Will you take away my car during the loan?

No, you’ll be able to use it as normal.

How much do I have to repay for each instalment?

This depends on you – we can arrange a repayment schedule when we approve the loan, and this includes how much you pay back each time

How frequently do I have to pay an instalment?

Again, this will be decided when you apply. You can agree to pay monthly, or more or less frequently, if you prefer.

Do I need to be in full time-employment to get an instalment loan?

Not necessarily. Sometimes we accept loan applications from people on disability benefits or people out of employment.

How old do I have to be to apply?

We ask that applications are over the age of 18, in accordance with the legal requirements of the sector.